100+ Motivating Financial Freedom Quotes

By Carol Perez •  Updated: 03/22/23 •  13 min read

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Are you currently on the quest for financial independence? Or maybe you just want to be better with managing your money?

I’ve collected over 100 of the best financial freedom quotes (in my opinion) to hopefully inspire you a little.

I hope you enjoy this list, and I’d love it if you shared your favorite money quotes with me!

100+ Amazing Financial Freedom Quotes

Making money is a hobby that will complement any other hobbies you have, beautifully.”  – Scott Alexander


“Pursuing your passion is fulfilling and leads to financial freedom.” – Robert G. Allen


Money is a guarantee that we may have what we want in the future. Though we need nothing at the moment it ensures the possibility of satisfying a new desire when it arises.” — Aristotle


“Financial freedom is less about financials and more about freedom.” – Manoj Arora

“You do pay a price for your financial freedom, but it is far lesser than what you pay for a lifetime slavery.” – Manoj Arora

“You must tell your money how you want to live your life, and not the other way round.” – Manoj Arora

“Your assets are your employees. Invest more on those performing well. Let the non performers go.” – Manoj Arora

“Stay in your bed as long as you want. Your money just left for work.” – Manoj Arora


“Financial peace of mind is not determined by how much we make, but is dependent upon how much we spend!” – Marvin J. Ashton


More people should learn to tell their dollars where to go instead of asking them where they went.” – Roger Babson


“The secret to creating lasting financial change is to decide to pay yourself first and then make it automatic.” – David Bach


To get rich, you have to be making money while you’re asleep.” – David Bailey


You want to buy cars and houses and castles, all of that’s on you and how America has systematized your mind to be into materialism. Hip-hop ain’t got nothing to do with that. I’m glad that anybody making money has picked themselves up – I just want them to give some of it back to the community.”   Afrika Bambaataa


“Money is a terrible master but an excellent servant.” – P. T. Barnum


“The best thing money can buy is financial freedom” – Rob Berger


The only point in making money is you can tell some big shot where to go.”  – Humphrey Bogart


“Investing is not nearly as difficult as it looks. Successful investing involves doing a few things right and avoiding serious mistakes.” – John Bogle

Don’t look for the needle in the haystack. Just buy the haystack.” – John Bogle


“Someone is sitting in the shade today because someone planted a tree a long time ago.” – Warren Buffett

“Never depend on a single income. Make an investment to create a second source.” – Warren Buffet

Whether socks or stocks, I like buying quality merchandise when it is marked down.” – Warren Buffett


“If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed.” – Edmund Burke


If you’re saving, you’re succeeding.” – Steve Burkholder


Most of the important things in the world have been accomplished by people who have kept on trying when there seemed to be no hope at all.” – Dale Carnegie


Success is walking from failure to failure with no loss of enthusiasm.” – Winston Churchill


There is no dignity quite so impressive, and no one independence quite so important, as living within your means.” – Calvin Coolidge


“Your economic security does not lie in your job; it lies in your own power to produce- to think, to learn, to create, to adapt. That’s true financial independence. It’s not having wealth; it’s having the power to produce wealth. It’s intrinsic.” – Stephen R. Covey


My guiding principle and motivation was that I wanted to retire by the time I turned 35…. I was going to bust my ass. And then I was going to retire and travel and party like a rock star by the time I was 35 years old. I did it by 30.” – Mark Cuban


Profit in business comes from repeat customers, customers that boast about your project or service, and that bring friends with them.”  – W. Edwards Deming


Making money is certainly the one addiction I cannot shake.” – Felix Dennis


“Opportunity is missed by most people because it is dressed in overalls and looks like work.” – Thomas Edison


I don’t believe in spending money lavishly, now that I’m making money.” -Ansel Elgort


The question you need to answer is what you want to do with your life given that you don’t have the time to do everything? Do you want to spend most of your life paying off the interest of a 30-year mortgage and working so you can fill increasingly bigger houses with increasingly more stuff while being stuck in your daily commute in increasingly nicer cars? Or are you prepared to give up the stuff so that you can do whatever you want, whenever, and wherever, within reason? What will your legacy be–what you owned or who you were?” – Jacon Lund Fisker

The question ‘how much do you need to retire?’ is pretty much standard. Conversely, ‘how little do you need to retire?’ is extremely rare.” – Jacob Lund Fisker


“Buy when everyone else is selling and hold until everyone else is buying. That’s not just a catchy slogan. It’s the very essence of successful investing.” – J. Paul Getty


“Both poverty and riches are the offspring of thought.” – Napoleon Hill


Never spend your money before you have it.” – Thomas Jefferson


Sometimes when you innovate, you make mistakes. It is best to admit them quickly, and get on with improving your other innovations.”  – Steve Jobs

“My favorite things in life don’t cost any money. It’s really clear that the most precious resource we all have is time.” – Steve Jobs


Habits of financial success are learnable, as all habits are, by practice and repetition.” – Shane Johnston


“Financial freedom is freedom from fear.” – Robert Kiyosaki

“Financial independence is about having more choices.” – Robert Kiyosaki

“More important than the how we achieve financial freedom, is the why. Find your reasons why you want to be free and wealthy.” – Robert Kiyosaki

“Financial freedom is available to those who learn about it and work for it.” – Robert Kiyosaki

“The key to financial freedom and great wealth is a person’s ability or skill to convert earned income into passive income and/or portfolio income.” – Robert Kiyosaki

“To obtain financial freedom, one must be either a business owner, an investor, or both, generating passive income, particularly on a monthly basis.” – Robert Kiyosaki

“The philosophy of the rich and the poor is this: the rich invest their money and spend what is left. The poor spend their money and invest what is left.” – Robert Kiyosaki

“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” – Robert Kiyosaki

The only difference between a rich person and poor person is how they use their time” – Robert Kiyosaki

If you want to be financially-free, you need to become a different person than you are today and let go of whatever has held you back in the past.” – Robert Kiyosaki


“Waste your money and you’re only out of money, but waste your time and you’ve lost a part of your life.” – Michael Leboeuf


“It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy.” – George Lorimer


The real key to making money in stocks is not to get scared out of them.” – Peter Lynch


“Know what you own, and know why you own it.” – Peter Lynch


Money won’t create success, the freedom to make it will.” – Nelson Mandela


I love making money, but you can’t live your life waiting to get rich in a job that no longer feeds you artistically.”  – Julianna Margulies


The writer must earn money in order to be able to live and to write, but he must by no means live and write for the purpose of making money.”  – Karl Marx


I’m free of stress and worries now because if I don’t like something I’m doing, I just find the fun in it instead of being miserable. Let me have fun with the people I work with, let me have fun making money – when I grew up so poor, ya know?”  – Jenny McCarthy


“I’ve found that the less stuff I own, the less my stuff owns me.” – Nathan W. Morris

“Every time you borrow money, you’re robbing your future self.” – Nathan W. Morris

“The speed of your success is limited only by your dedication and what you’re willing to sacrifice.” – Nathan W. Morris


“The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.” – T. T. Munger


A company has a greater responsibility than making money for its stockholders. We have a responsibility to our employees to recognize their dignity as human beings.”  – David Packard


There are no secrets to success. It is the result of preparation, hard work, and learning from failure.”  – Colin Powell


“Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.” – Ayn Rand


“Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.” – Dave Ramsey

I believe that through knowledge and discipline, financial peace is possible for all of us.” – Dave Ramsey

“You must gain control over your money or the lack of it will forever control you.” – Dave Ramsey

“Debt is normal. Be weird.” – Dave Ramsey


Money can’t buy happiness, but it will certainly get you a better class of memories.” – Ronald Reagan


“Everyday is a bank account, and time is our currency. No one is rich, no one is poor, we’ve got 24 hours each.” – Christopher Rice


If you live for having it all, what you have is never enough.” – Vicki Robin


“Working because you want to, not because you have to is financial freedom.” – Tony Robbins

“You either master money, or, on some level, money masters you.” – Tony Robbins


“Financial fitness is not a pipe dream or a state of mind. It’s a reality if you are willing to pursue it and embrace it.” – Will Robinson


“Wealth is not about having a lot of money; it’s about having a lot of options.” – Chris Rock


I have ways of making money that you know nothing of.” – John D. Rockefeller


“I remember saying to my mentor, ‘If I had more money, I would have a better plan.’ He quickly responded, ‘I would suggest that if you had a better plan, you would have more money.’ You see, it’s not the amount that counts; it’s the plan that counts.” – Jim Rohn


“Formal education will make you a living; self-education will make you a fortune.” – Jim Rohn


Too many people spend money they earned… to buy things they don’t want… to impress people that they don’t like.” – Will Rogers


“It takes as much energy to wish as it does to plan.” – Eleanor Roosevelt


Happiness does not come from doing easy work, but from the afterglow of satisfaction that comes after the achievement of a difficult task that demanded our best.”  – Theodore Isaac Rubin


We don’t need new taxes. We need new taxpayers, people that are gainfully employed, making money and paying into the tax system. And then we need a government that has the discipline to take that additional revenue and use it to pay down the debt and never grow it again.” – Marco Rubio


“Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.” – Paul Samuelson


I don’t want to be in a position where I’m playing roles I’m comfortable with and making money, but doing it without feeling like I’m growing.”  – Rodrigo Santoro


If you listen to your fears, you will die never knowing what a great person you might have been.” – Robert H. Schuller


If one does not know to which port one is sailing, no wind is favorable.” – Lucius Annaeus Seneca


“It is not the man who has too little, but the man who craves more, that is poor.” – Lucius Annaeus Seneca


I also learned that I love making money. Anyone who is not afraid of work will be happy with the money they make.”  – Gene Simmons


“Whatever your income, always live below your means.” – Thomas J. Stanley


“That man is richest whose pleasures are cheapest.” – Henry David Thoreau


At least eighty percent of millionaires are self-made. That is, they started with nothing but ambition and energy, the same way most of us start.” – Brian Tracy


Whenever you find yourself on the side of the majority, it is time to pause and reflect.”  – Mark Twain


I don’t care half so much about making money as I do about making my point, and coming out ahead.”  – Cornelius Vanderbilt


“Fortune sides with him who dares.” – Virgil


There is only one boss. The customer. And he can fire everybody in the company from the chairman on down, simply by spending his money somewhere else.”  – Sam Walton


Willingness to change is a strength, even if it means plunging part of the company into total confusion for a while.” – Jack Welch


You’re either making money or you’re not. If you’re not making money get out of the business.”  – Meredith Whitney


“Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.” – Johann Wolfgang von Goethe


“If you wish to get rich, save what you get. A fool can earn money; but it takes a wise man to save and dispose of it to his own advantage.” – Brigham Young


Making money is a happiness. And that’s a great incentive. Making other people happy is a super-happiness.”  – Muhammed Yunus


What’s your favorite financial freedom quote?

Carol Perez

Carol Perez has been dabbling in all sorts of side hustles and online money-making projects for over a decade now. From setting up her own e-commerce store to freelancing gigs, she's pretty much tried it all.