Money Mindset 101 (What it is, why it’s important, and how to change it!)

Before we start talking about debt payoff and investing strategies, we need to talk about mindset. Sorry, thems the rules. I’m going to be totally honest with you, I didn’t want to write a post like this at all.  I used to think about finance as a more black and white thing.  You have $x …

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How to Build a Robust Emergency Fund

Saving your money is an essential skill for thriving in life. It’s something many of us learn as children but don’t really master for quite some time after. There’s no shame in not fully understanding all the ins and outs of saving, especially when you’re first starting out and haven’t had much experience controlling your …

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What Millennials Should Know About Social Security and Benefits

Most millennials think social security is an issue they won’t have to worry about for many years to come, but understanding the system is critical to their future. For many, it seems like a confusing topic to comprehend. However, that comprehension is important in obtaining the best possible outcome. Here are some of the things …

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How Much Does Even A Minor Car Accident Cost People?

Unfortunately, car crashes occur all the time. Chances are you’ve been in, or at least seen one. Sadly, most crashes are preventable. They are caused by distracted driving, drunk driving, use of phones, speeding, and other reckless behaviors. Even if the accident is only a minor one, it can still end up costing those involved …

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20 Sinking Fund Categories You Need In Your Budget

Sinking funds are seriously cool. For real.  I’d even say sinking funds are worthy of the “GOAT” title.  Sinking funds can save your budget by helping you keep the “surprises” at a minimum. You know those surprises…. Surprise car repairs, surprise water bill, surprise pet expenses.  If you didn’t have sinking funds for those surprises …

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