BLM.

George Floyd Breonna Taylor Ahmaud Arbery Tony McDade Black Lives Matter. I know this is a personal finance blog, but this stuff is important. If you want to learn about these issues and find ways you can help, Black Lives Matter (on Carrd) is a great resource. Here’s What I’ll Be Doing Going Forward Donating …

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May 2020 Net Worth Report

This month’s net worth is $14,439.40! Last month it was $9,589.13 which means we increased our net worth by 41%! God I hope I calculated that percentage correctly… Fancy chart below: This Month Assets: Savings: $2,753.67 401(k): $5,559.81 Matthew IRA: $28,820.92 Brittney IRA: $1,124.30 Brittney Taxable: $49.36 HSA: $1,290.34 Peer-to-Peer Lending: $37.92 Rings: $1,700 Primary …

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Money Mindset 101 (What it is, why it’s important, and how to change it!)

Before we start talking about debt payoff and investing strategies, we need to talk about mindset. Sorry, thems the rules. I’m going to be totally honest with you, I didn’t want to write a post like this at all.  I used to think about finance as a more black and white thing.  You have $x …

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20 Sinking Fund Categories You Need In Your Budget

Sinking funds are seriously cool. For real.  I’d even say sinking funds are worthy of the “GOAT” title.  Sinking funds can save your budget by helping you keep the “surprises” at a minimum. You know those surprises…. Surprise car repairs, surprise water bill, surprise pet expenses.  If you didn’t have sinking funds for those surprises …

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