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Whether you have a 9-5 job, a side hustle, or you’re a stay at home parent, saving money is almost always a top priority. Being able to save money here and there means we can stash it away for emergencies or even add it to savings goals.
One way you can save money is by sticking to your budget. But it can be a challenge, especially if you’re new to budgeting.
One way to save money is by using apps. While it’s a good idea to consult a licensed financial advisor before you make important money decisions, there are a lot of apps that can help you save money on a daily basis.
If you’re curious about how you can use your phone to save money every day, here are seven must-try free apps to help you get the most out of your money daily.
Mint is one of the most popular money-saving apps, both in iOS and Android. This app allows you to keep track of your financial activities for all your accounts, whether it’s your savings, checking, emergency funds, or retirement.
This app automatically records and categorizes all your spending. It also takes note of your spending patterns and creates a budget that works for you.
If you love couponing, you probably know about Ibotta.
Ibotta allows shoppers to get cash back on their grocery and retail shopping. Not only will it let you earn real money by uploading receipts, it also enables you to complete certain tasks to get more points.
Plus when you invite friends and family with your referral code you get paid when they sign up and use it for the first time.
Never miss a payment and get charged fees by using an app like BillTracker.
This app is password protected and allows you to keep tabs on all your due dates and the amounts needed to pay all in one place.
Saving money whenever you go shopping is all about using coupons. If you don’t know how to find the best coupons and deals, use the Coupons.com app.
This app is a simple way to select the coupons you need every time you go shopping. All deals are accessible with a tap of a button and you can easily print them from your phone.
Plus there are cash back offers as well, you can redeem them within the app by scanning your receipt and then cash out through Paypal.
You Need A Budget
You Need A Budget is based on a four-step plan:
- Your income last month
- Your infrequent expenses
- How your every dollar works
- How to prevent overspending
The YNAB app is one of the best to help you get out of debt. It’s built with an Accountability Partner that provides ideas for how to get you back on your financial independence track. It also syncs to your bank and gives you information about your finances in real time.
This app rounds up all the purchases you made using your credit or debit cards to the nearest dollar and takes the extra and invests it for you.
Your money savings are invested in exchange-traded funds. You’ll also be given an option to invest your funds in aggressive or conservative funds.
Even if you know exactly how much you have in savings, it can be a challenge to estimate what you can spend on a daily or monthly basis. This is how the Level Money app can help you.
This app replaces your bank balance with a spendable amount for the whole month that you can factor or budget for your savings, groceries, utility bills, mortgage, and others.
If you want an easier way to keep track and spend your budget wisely, use money-saving apps. Choose any of these apps to help you save money on a daily basis.